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Sejaya is about giving hopeSmall credit can transform lives. Homes can be built, jobs can be created, businesses can be launched, and individuals can feel a sense of worth again.CONTACT USLEARN MORE
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Responsiveness towards clients needs"Micro loans enable the poor to lift themselves out of poverty through entrepreneurship."
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Financial services in a socially responsible manner
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Strong Relationship with Trust
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create a sustainable future



Story behind the Sejaya ...
Sejaya Micro Credit was incorporated in 2015 to change the situation in which big microfinance players are focusing on profit maximization and have forgotten the spirits of genuine microfinance. Ms. Renuka Rathnahewage, the founder and CEO, is a respected microfinance practitioner in Sri Lanka and has built the team from scratch with motivated professionals. Sejaya aims to create social capital, to enhance living standards and to reduce poverty of low-income households by providing inclusive financial services with social responsibility. ``Sejaya`` means ``Win for all`` in Sinhalese as we work hard to create a Win-Win-Win situation for our clients, staff, and Investors.
Our Products
“Specific loan products designed to meet our clients’ needs.”

JLG Loan (සෙජය මාතා)
Clients who need small capital to support their income generating activities.

House Renovation (සෙවණ)
Clients who need capital to build a small house or to repair/ renovate their houses.

Micro Enterprise Loan (කප්රුක)
Clients who need small loan to grow their existing micro business.

Emergency Loan(දිවි සහන)
Existing clients those who need money for emergency requirements.

Loan Enhancement (හරසර)
Existing clients who need a larger ticket size loan to carry out the micro business.

Seasonal Loans (අත හිත)
For the short-term requirement of the seasonal business


