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Loans

JLG - Capital Loan

  • Purpose: To finance Capital & Working Capital requirements of Micro entrepreneurs.
  • Amount: 25,000 to 250,000
  • Tenor: 06 mts to 24 mts
  • Int Rate: 22.5 (Flat Rate)
  • Fees: Applicable
  • Guarantors: 02

JLG - Agriculture Baloon Loan

  • Purpose: To finance Agricultural requirements of Micro entrepreneurs.
  • Amount: 25,000 to 200,000
  • Tenor: 03 mts to 06 mts
  • Int Rate: 28.0 (Flat Rate)
  • Fees: Applicable
  • Guarantors: 02

IND - Micro Business Loans

  • Amount: 100,000 to 300,000
  • Tenor: 12 mts to 36 mts
  • Int Rate: 22.5 (Flat Rate)
  • Fees: Applicable
  • Guarantors: 02

IND - Digital Divisahana Loans

  • Amount: 10,000 to 20,000
  • Tenor: 06 mts to 09 mts
  • Int Rate: 22.5 (Flat Rate)
  • Fees: Applicable
  • Guarantors: NO Guarantors

JLG / IND - Digital Top Up Loans

  • Amount: 25,000 TO 300,000
  • Tenor: 06 mts to 24 mts
  • Int Rate: 22.5 (Flat Rate)
  • Fees: Applicable
  • Guarantors: 02

Small & Growing Business Loan (SGB)

  • Amount: Rs. 500,000 to Rs. 1,500,000
  • Tenor: 12 months to 36 months
  • Int Rate: 20.55%
  • Fees: 1%–4% of the loan amount, depending on the loan value and tenor
  • Guarantors: Two acceptable guarantors with good financial standing and clear CRIB status

IND - House Improvement Loan

  • Amount: Rs. 250,000 to Rs. 1,500,000
  • Tenor: 12 to 36 months
  • Int Rate: 19.8% flat rate
  • Fees: Applicable
  • Guarantors: Two guarantors or a Mortgage Bond
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